Security
Last updated: June 12, 2026
A short, honest overview of how Klyr handles your financial data. If anything here is unclear, ask us directly.
Bank-grade encryption
All data is encrypted in transit with TLS and at rest with 256-bit AES. Credentials and tokens are stored in hardened, access-controlled secret stores.
We connect through Plaid
Klyr never sees or stores your bank login credentials. Account connectivity is handled by Plaid, the same infrastructure used by Venmo, Robinhood, and Chime.
Read-only access
Klyr requests read-only data from your accounts. We cannot move money, initiate transfers, or change anything on your behalf.
No credit pull
The Klyr diagnostic never touches your credit file. There is no hard or soft inquiry, and no impact to your credit score.
Questions?
Reach us at hello@klyr.life. We answer security questions directly — no ticket queue.