Money made Klyr.
The AI that answers "can I afford this?" before you ask.
Founding-rate pricing locked for life · No spam · Unsubscribe anytime
— or run the 90-second diagnostic —
◇ The problem with fintech
Budgeting apps tell you what happened.
You need to know what to do next.
78%
of Americans live paycheck to paycheck — regardless of income.
$1.1T
in US credit card debt. Minimum payments mean 3× the original balance in interest.
3 in 5
adults feel financially anxious — yet every app just shows another pie chart.
"The problem isn't a lack of financial data. It's a lack of financial intelligence."
◇ The system
Five surfaces. One financial brain.
01 — General & Automation
Automation Agents
Money that moves itself.
- Background workers cancel, sweep, time-shift, and negotiate for you.
- Approve once — Klyr does the chasing.
COMING AFTER LAUNCH
On the roadmap.
02 — AI Coach
AI CFO
Ask your money anything.
- A CFO who actually knows your numbers.
- Zero spreadsheets. Total control.
AT LAUNCH
03 — Forecasting
Predictive Runway
30 / 60 / 90 day runway.
- Overdraft warnings days in advance — not after the fee.
- Not a budget. A runway.
AT LAUNCH
04 — Credit & Debt
Behavioral Guardrails
Your credit, finally explained.
- Pay less interest without paying more.
- Avalanche vs. snowball, against your real cashflow.
AT LAUNCH
05 — Subscriptions
Cooling-Off Holds
Stop the leak.
- Detect, pause, negotiate, cancel.
COMING AFTER LAUNCH
On the roadmap.
Bank-grade security•Privacy-first•Built on Plaid•Read-only access — Klyr can't move your money•No credit pull required
Founding pricing locks for life — while there are still seats.
Skip the queue.
Free · No credit pull · Founding pricing at launch